Did You Know Mortgage Companies Hate Almost-Doctors?

image from popwatch.ew.com

It's true.  So very true.

I spent the week hearing words like "risk" and "contract" and "interest rate" and "underwriter" and "employment history" and "debt-to-income" and "guaranty".  

These words make my head hurt.

And it turns out that they make a mortgage broker's head hurt too!

Because guess what?  Banks Loooooooooooooove doctors, but they haaaaaaaaaaaate almost-doctors.

A signed employment contract and a shiny clean credit report don't make a difference.

A bank account rife with dollar signs might make a difference, but we don't have one of those right now.

But wait, there is more!

Did you know that there are mortgages just for almost-doctors?  Indeedy, there are.

For if it is on Google, it must be true.

So I ended the week hearing words like "good" and "end-of-May" and "pre-qualified" and "no PMI".  And these words made my heart sing a tiny showtune.  

Now if only those Leprechauns would lead me to the pot o' gold, we'd be all set.